What is OpenPay?
Openpay is a short term interest free payment plan for customers, allowing purchases to be spread over a 3, 6, 9 or 12 month period.
Openpay enables you to undertake your regular car servicing and repairs, as well as have the accessories you want straight away, allowing you to make smaller, manageable payments, rather than paying the full amount upfront.
Frequently Asked Questions
WHAT DO I NEED TO PROVIDE TO SET IT UP?
We simply need your driver’s licence, Visa or MasterCard, debit or credit card and your contact details.
WHAT IS THE INITIAL PAYMENT?
Your first payment is 20% of the purchase price plus a $2.50 processing fee. If the purchase amount is more than $1,000 a once-off establishment fee of $12 also applies. The remaining costs are spread across smaller payments.
ARE THERE ANY ONGOING COSTS?
No customer fees are applicable on payment plans of 2 months. A processing fee per payment of up to $3.95 is applicable on all plans of 3 months or longer, where payment is made by card. An establishment fee of up to $75 applies to all approved Open Plus Plans. This fee varies at each merchant, ask your participating merchant for full details.
HOW WILL YOU COMMUNICATE WITH ME?
Within an hour of taking out an Openpay Plan, you will receive an email which confirms your payment schedule and plan details. At any time, you can call the Openpay head office on 03 9009 7256 to make any changes to your plan.
DO YOU PERFORM A CREDIT CHECK?
If your purchase amount is more than $1,000 an instantaneous credit check is performed that will give you an immediate response.
HOW FLEXIBLE ARE THE PAYMENT TERMS?
You are in control and can select your payment plan preferences including:
Frequency: weekly or fortnightly repayments
Duration: 3, 6 or 12 months (for purchase amounts less than $1,000)
Duration: 3, 6, 9 or 12 months (for purchase amounts of $1,000 or more)
Start date: you can choose the date you would like to start the repayments within a 30 day period For more information, contact our service department